The world of personal investing is flooded with a bewildering mix of half-truths and in many cases conflicts of interest. Even worse, the vast majority of people are ill-equipped to navigate through the muddy waters of investing and turn to professionals who have little training on structuring portfolios to minimize risks and maximize returns. As a result of this, we formed Chapwood Investments with the initial purpose of helping people interpret what they have in their current portfolios, how to statistically evaluate the benefit of it and, if needed, how to fix the inefficiencies and waste that are present.
We believe the waste most people have in their portfolios creates unnecessary volatility and in most cases reduces returns. The calculators on this site were created so that you can determine the waste in your current portfolio and so that you can understand what you should expect from your current advisor.
Chapwood Investments has created an Investment Forensics Toolbox containing numerous Portfolio Analytical Calculators that are designed to help you evaluate the strengths and weaknesses of your current portfolio. The Toolbox is designed specifically to help you gain clarity on what you currently have and what type of downside risk is embedded in your current allocations.
The cornerstone of the Investment Forensic Toolbox is focusing on the 9 most important analytics in evaluating a portfolio.
Oftentimes, investors want to know if their current advisor understands what is important in portfolio management and if they are knowledgeable enough to manage their portfolios. We have listed four key questions to ask your current financial advisor along with the correct responses. We encourage you to go to this section and give your current advisor a little quiz to determine if they have the correct understanding of portfolio management and how to measure risk. Many advisors claim to care about you, but do they actually know what they are really doing? If they answer the questions correctly, then you are in good hands. If they do not answer them correctly, then it might be time to find a new financial advisor.
Lastly, because most clients are not aware of what they should expect from the relationship with their advisors, we have included a list that outlines the basics of a client-advisor relationship.